60 Used White All Wheel Drive Family Hyundais for Sale in Northern, VIC with Alloy Wheels
SELECTED FILTERS
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-26/98129221691271/13796043/2019_hyundai_santa_fe_Used_1.jpg)
TOP
AutoRecord Available
$36,990
118,935 kmDRIVE AWAY
2019 Hyundai Santa FE Highlander Crdi Satin AWD
Dealer: Used
Epsom, VIC • 8km
2019 Hyundai Santa FE Highlander Crdi Satin AWD TM
118,935km
Dealer: Used
Automatic
Epsom, VIC
(8km from Northern)
(8km from Northern)
All Wheel Drive
Wagon
See all details
Hyundai Santa Fe
- 2.2 Lt Turbo Diesel
- 7-Seater
- Tow Bar
- Blue Tooth
- Cruise
- Alloy Wheels
- Navigation
- Reversing Camera
- Leather seats
- Much more
-Finance Available
Welcome to Central Victoria's home of Ford and Suzuki. Located just 10km's from the beautiful...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-26/69876676791271/13898756/2016_hyundai_santa_fe_Used_1.jpg)
TOP
AutoRecord Available
$23,990
113,476 kmDRIVE AWAY
2016 Hyundai Santa FE Elite Crdi (4X4)
Dealer: Used
Essendon Fields, VIC • 121km
2016 Hyundai Santa FE Elite Crdi (4X4) DM Series II (DM3)
113,476km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
SOME KEY FEATURES INCLUDE
- 7 SEATS
- FRONT HEATED AND ELECTRIC SEATS
- ELECTRIC TAILGATE
- DUAL CLIMATE CONTROL
- REAR SEAT WINDOW SHADES
- BLUETOOTH CONNECTIVITY
- REVERSE CAMERA
- FULL SERVICE HISTORY
AND SO MUCH MORE!!
TEST DRIVES BY APPOINTMENT ONLY!
SECURE THIS CAR...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-17/55550773911271/13881974/2016_hyundai_santa_fe_Used_1.jpg)
TOP
AutoRecord Available
$22,999
123,672 kmExcl. Gov. Charges
2016 Hyundai Santa FE Active Crdi (4X4)
Dealer: Used
Melton, VIC • 107km
2016 Hyundai Santa FE Active Crdi (4X4) DM Series II (DM3)MY17
123,672km
Dealer: Used
Automatic
Melton, VIC
(107km from Northern)
(107km from Northern)
All Wheel Drive
Wagon
See all details
2016 Hyundai Santa Fe DM3 MY16 ACTIVE - 4 Cylinder 2.2L Diesel Engine - Only $22,999* Excluding Government Charges
123,706KM
Full Service History
Beautifully Presented Family SUV with 7 Seats
- Reverse Camera
- Bluetooth
- Cruise Control
- Apple CarPlay
AND LOTS MORE
Als...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-19/04228028531271/13880778/2013_hyundai_ix35_Used_1.jpg)
TOP
Contactless Buying
$18,465
96,249 kmDRIVE AWAY
2013 Hyundai IX35 Highlander (awd)
Dealer: Used
Essendon Fields, VIC • 121km
2013 Hyundai IX35 Highlander (awd) LM MY13
96,249km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
- SAME DAY FINANCE APPROVAL
- SERVICE HISTORY
- REVERSE CAMEAR
- PARKING SENSORS
- LEATHER INTERIOR
- SAT NAV
- PANORMAIC ROOF
Buy with confidence knowing when you buy your Pre-Loved Car from us you will drive out with complete peace of mind in a vehicle that has...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-22/61524759261271/13828885/2022_hyundai_santa_fe_Used_1.jpg)
TOP
Contactless Buying
$36,880$36,950
58,088 kmDRIVE AWAY
2022 Hyundai Santa FE Crdi (awd)
Dealer: Used
Essendon Fields, VIC • 121km
2022 Hyundai Santa FE Crdi (awd) Tm.v4 MY22
58,088km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
- 2 KEYS
- BALANCE OF NEW CAR WARRANTY
- SERVICE HISTORY
- APPLE CAR PLAY / ANDROID AUTO
- 7 SEATER
- REVERSE CAMERA
Buy with confidence knowing when you buy your Pre-Loved Car from us you will drive out with complete peace of mind in a vehicle that has been inspect...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-22/65391767061271/13753292/2021_hyundai_santa_fe_Used_1.jpg)
TOP
Contactless Buying
$39,888$40,950
64,450 kmDRIVE AWAY
2021 Hyundai Santa FE Active Crdi (awd)
Dealer: Used
Essendon Fields, VIC • 121km
2021 Hyundai Santa FE Active Crdi (awd) Tm.v4 MY22
64,450km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
- 2 Keys
- Service History
- Balance of New Car Warranty
- Climate Control
- Keyless Start
- Lane Departure Warning
- Lane Keeping Active Assist
- Leather Seats
- Roof Rails
- Android Auto
- Apple CarPlay
- Wireless Charging
- 7+ Seats
- 5 Star ANCAP Safety Rating...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-22/29069977161271/13888720/2022_hyundai_tucson_Used_1.jpg)
Contactless Buying
$34,990
70,465 kmDRIVE AWAY
2022 Hyundai Tucson Elite (awd)
Dealer: Used
Coburg North, VIC • 124km
2022 Hyundai Tucson Elite (awd) NX4.V1 MY22
70,465km
Dealer: Used
Automatic
Coburg North, VIC
(124km from Northern)
(124km from Northern)
All Wheel Drive
Wagon
See all details
### INCLUDES TOW BAR & BALANCE OF MANUFACTURE'S WARRANTY TO NOVEMBER-2027 ###
Hi there, thanks for checking out our vehicle online, would you like to know a bit more about it and our dealership? Simply send us a message via text, email, or phone, and we will be in contact with...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-18/59371488721271/13853742/2021_hyundai_santa_fe_Used_1.jpg)
FEATURED
$33,990$34,990
91,121 kmDRIVE AWAY
2021 Hyundai Santa FE Crdi (awd)
Dealer: Used
Hoppers Crossing, VIC • 131km
2021 Hyundai Santa FE Crdi (awd) Tm.v3 MY21
91,121km
Dealer: Used
Automatic
Hoppers Crossing, VIC
(131km from Northern)
(131km from Northern)
All Wheel Drive
Wagon
See all details
PRICED TO SELL, TM.V3 SANTA FE, AUTO, SERVICE BOOKS, DISTANCE CRUISE CONTROL, LANE KEEP ASSIST, BLIND SPOT SENSORS, REVERSE CAMERA & SENSORS, NUDGE BAR, CARGO BARRIER, SIDE AIRBAGS, ALLOY WHEELS, FULL ELECTRICS, ETC...
ALL ON ROAD COSTS (RWC, REGO, STAMP DUTY AND TRANSFER FEE) I...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-12/45096038770271/13874981/2022_hyundai_tucson_Used_1.jpg)
AutoRecord Available
$37,998
48,651 kmDRIVE AWAY
2022 Hyundai Tucson Elite (awd)
Dealer: Used
Essendon Fields, VIC • 121km
2022 Hyundai Tucson Elite (awd) NX4.V1 MY22
48,651km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
- SPORTS AUTOMATIC
- AWD 2.5 TURBO
- LEATHER
- BALANCE OF 5 YEAR FACTORY WARRANTY
- FORWARD COLLISION WARNING
- PUSH BUTTON START
- APPLE CAR PLAY & ANDROID AUTO
- ALLOY WHEELS
- REVERSING CAMERA
- DRIVES WELL
Enquire now to make sure you donât miss out! We are a franchise deal...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-06/46874133520271/13863455/2023_hyundai_tucson_Used_1.jpg)
Contactless Buying
$51,990
23,856 kmDRIVE AWAY
2023 Hyundai Tucson Highlander N Line (awd)
Dealer: Used
Essendon Fields, VIC • 121km
2023 Hyundai Tucson Highlander N Line (awd) NX4.V2 MY24
23,856km
Dealer: Used
Automatic
Essendon Fields, VIC
(121km from Northern)
(121km from Northern)
All Wheel Drive
Wagon
See all details
Power meets style: The 2023 Hyundai Tucson Highlander N Line Diesel.
Tame the road with a touch of aggression in the 2023 Hyundai Tucson Highlander N Line Diesel. This SUV doesn't compromise. It boasts a muscular N Line design that turns heads, while the efficient turbo diesel en...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-13/97074449580271/13849651/2022_hyundai_santa_fe_Used_1.jpg)
FEATURED
$52,990
63,931 kmDRIVE AWAY
2022 Hyundai Santa FE Highlander Crdi (awd)
Dealer: Used
Geelong, VIC • 156km
2022 Hyundai Santa FE Highlander Crdi (awd) Tm.v4 MY22
63,931km
Dealer: Used
Automatic
Geelong, VIC
(156km from Northern)
(156km from Northern)
All Wheel Drive
Wagon
See all details
2022 Hyundai Santa Fe Highlander, 2.2 ltr common rail turbo diesel, 8-speed sports select automatic, 7 SEATER with premium leather interior, dual zone heating & cooling, panoramic sunroof, in dash SAT NAV, 5 star safety, full electrics with electric tailgate, reverse camera & mor...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/28902265081271/13778733/2022_hyundai_tucson_Used_1.jpg)
Contactless Buying
$38,950$39,460
62,006 kmDRIVE AWAY
2022 Hyundai Tucson Elite N Line (awd)
Dealer: Used
SOUTH MORANG, VIC • 123km
2022 Hyundai Tucson Elite N Line (awd) NX4.V1 MY22
62,006km
Dealer: Used
Automatic
SOUTH MORANG, VIC
(123km from Northern)
(123km from Northern)
All Wheel Drive
Wagon
See all details
BUY WITH CONFIDENCE FROM A MULTI-FRANCHISE DEALER Yes this vehicle is available! Located in the Northern Suburbs of Melbourne and right around the corner from Westfield Plenty Valley! Call or SMS for a quick response from one of our friendly sales team. We have over 100 cars to...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/82934367871271/13836289/2021_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$40,850$41,450
80,766 kmDRIVE AWAY
2021 Hyundai Santa FE Elite Crdi (awd)
Dealer: Used
Melton, VIC • 107km
2021 Hyundai Santa FE Elite Crdi (awd) Tm.v3 MY21
80,766km
Dealer: Used
Automatic
Melton, VIC
(107km from Northern)
(107km from Northern)
All Wheel Drive
Wagon
See all details
WELCOME TO THE LARGEST FORD DEALER IN THE SOUTHERN HEMISPHERE
Our Hyundai Santa Fe Elite is Finished in the colour scheme of Silver, impeccably presented and maintained, only travelled 80,766 kilometres. This Santa Fe will come with the below extras.
- REVERSE CAMERA
- APP...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-27/49668150402271/13758603/2023_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$43,888$47,490
21,127 kmDRIVE AWAY
2023 Hyundai Santa FE Crdi (awd)
Dealer: Used
Mill Park, VIC • 123km
2023 Hyundai Santa FE Crdi (awd) Tm.v4 MY23
21,127km
Dealer: Used
Automatic
Mill Park, VIC
(123km from Northern)
(123km from Northern)
All Wheel Drive
Wagon
See all details
REVERSE CAMERA
REVERSE SENSORS
ELECTRIC HANDBRAKE
BLIND SPOT MONITORS
ADAPTIVE CRUISE CONTROL
ALLOY WHEELS
APPLE CARPLAY
ANDROID AUTO
Spacious 7-seat capacity: Perfect for families or group outings, with ample room for passengers and cargo.
Advanced DCT 8-speed transmissi...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/10957367871271/13836290/2021_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$40,850$41,450
80,766 kmDRIVE AWAY
2021 Hyundai Santa FE Elite Crdi (awd)
Dealer: Used
Ravenhall, VIC • 119km
2021 Hyundai Santa FE Elite Crdi (awd) Tm.v3 MY21
80,766km
Dealer: Used
Automatic
Ravenhall, VIC
(119km from Northern)
(119km from Northern)
All Wheel Drive
Wagon
See all details
WELCOME TO THE LARGEST FORD DEALER IN THE SOUTHERN HEMISPHERE
Our Hyundai Santa Fe Elite is Finished in the colour scheme of Silver, impeccably presented and maintained, only travelled 80,766 kilometres. This Santa Fe will come with the below extras.
- REVERSE CAMERA
- APP...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-26/13765188791271/13898737/2019_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$39,990
47,334 kmDRIVE AWAY
2019 Hyundai Santa FE Highlander Crdi Satin AWD
Dealer: Used
Preston, VIC • 127km
2019 Hyundai Santa FE Highlander Crdi Satin AWD TM
47,334km
Dealer: Used
Automatic
Preston, VIC
(127km from Northern)
(127km from Northern)
All Wheel Drive
Wagon
See all details
** FINANCE AVAILABLE ** PRICED TO SELL!! **
** FULL DEALER SERVICE HISTORY **
** COLOUR TOUCH SCREEN ** ANDROID AUTO & APPLE CAR PLAY ** WIRELESS PHONE CHARGING **PANORAMIC SUNROOF ** SATELLITE NAVIGATION ** FRONT-SIDE-REVERSE CAMERA ** LEATHER ** HEATED & VENTILATED SEATS **...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/21474237971271/13893224/2014_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$16,990
144,504 kmExcl. Gov. Charges
2014 Hyundai Santa FE Elite Crdi (4X4)
Dealer: Used
Laverton North, VIC • 129km
2014 Hyundai Santa FE Elite Crdi (4X4) DM
144,504km
Dealer: Used
Automatic
Laverton North, VIC
(129km from Northern)
(129km from Northern)
All Wheel Drive
Wagon
See all details
'Best rate promise for your car loan' Buy with confidence that you are receiving the lowest interest rates for your purchase.
If you find a cheaper rate, let us know and we will beat it. If we can't, we will contribute $300 towards your purchase*Please quote Stock...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/91723343971271/13893192/2016_hyundai_santa_fe_Used_1.jpg)
Contactless Buying
$29,990
89,985 kmDRIVE AWAY
2016 Hyundai Santa FE Highlander Crdi (4X4)
Dealer: Used
Hoppers Crossing, VIC • 131km
2016 Hyundai Santa FE Highlander Crdi (4X4) DM Series II (DM3)
89,985km
Dealer: Used
Automatic
Hoppers Crossing, VIC
(131km from Northern)
(131km from Northern)
All Wheel Drive
Wagon
See all details
PRICED TO SELL, HIGHLANDER MODEL, DIESEL, AUTO, SERVICE BOOKS, SUNROOF, SAT NAV(GPS), LEATHER SEATS, REVERSE CAMERA + SENSORS, BLUETOOTH, SIDE AIRBAGS, ALLOY WHEELS, FULL ELECTRICS, ETC...
ALL ON ROAD COSTS (RWC, REGO, STAMP DUTY AND TRANSFER FEE) INCLUDED AT THIS PRICE - NO MOR...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-18/33561385821271/13884180/2023_hyundai_santa_fe_Used_1.jpg)
Contactless Buying
$47,990
16,964 kmDRIVE AWAY
2023 Hyundai Santa FE Crdi (awd)
Dealer: Used
Hoppers Crossing, VIC • 131km
2023 Hyundai Santa FE Crdi (awd) Tm.v4 MY23
16,964km
Dealer: Used
Automatic
Hoppers Crossing, VIC
(131km from Northern)
(131km from Northern)
All Wheel Drive
Wagon
See all details
PRICED TO SELL, TM.V4 MODEL, AUTO, SERVICE BOOKS, BALANCE OF NEW CAR WARRANTY, DISTANCE CRUISE CONTROL, REVERSE CAMERA & SENSORS, BLIND SPOT MONITORS, LANE KEEP ASSIST, SMART DEVICE INTEGRATION, SIDE AIRBAGS, ALLOY WHEELS, FULL ELECTRICS, ETC...
ALL ON ROAD COSTS (RWC, REGO, STA...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-17/88434965421271/13882746/2020_hyundai_tucson_Used_1.jpg)
AutoRecord Available
$34,490
60,784 kmExcl. Gov. Charges
2020 Hyundai Tucson Highlander (awd) Black INT
Dealer: Used
Laverton North, VIC • 129km
2020 Hyundai Tucson Highlander (awd) Black INT TL3 MY20
60,784km
Dealer: Used
Automatic
Laverton North, VIC
(129km from Northern)
(129km from Northern)
All Wheel Drive
Wagon
See all details
'Best rate promise for your car loan' Buy with confidence that you are receiving the lowest interest rates for your purchase.
If you find a cheaper rate, let us know and we will beat it. If we can't, we will contribute $300 towards your purchase*Please quote Stock...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-27/47786082602271/13880606/2022_hyundai_tucson_Used_1.jpg)
AutoRecord Available
$35,090$35,990
37,960 kmExcl. Gov. Charges
2022 Hyundai Tucson Elite (awd)
Dealer: Used
Laverton North, VIC • 129km
2022 Hyundai Tucson Elite (awd) NX4.V1 MY22
37,960km
Dealer: Used
Automatic
Laverton North, VIC
(129km from Northern)
(129km from Northern)
All Wheel Drive
Wagon
See all details
'Best rate promise for your car loan' Buy with confidence that you are receiving the lowest interest rates for your purchase.
If you find a cheaper rate, let us know and we will beat it. If we can't, we will contribute $300 towards your purchase*Please quote Stock...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-16/45203432211271/13879931/2016_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$24,690
109,152 kmExcl. Gov. Charges
2016 Hyundai Santa FE Highlander Crdi (4X4)
Dealer: Used
Laverton North, VIC • 129km
2016 Hyundai Santa FE Highlander Crdi (4X4) DM Series II (DM3)MY17
109,152km
Dealer: Used
Automatic
Laverton North, VIC
(129km from Northern)
(129km from Northern)
All Wheel Drive
Wagon
See all details
'Best rate promise for your car loan' Buy with confidence that you are receiving the lowest interest rates for your purchase.
If you find a cheaper rate, let us know and we will beat it. If we can't, we will contribute $300 towards your purchase*Please quote Stock...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-28/56192141412271/13876845/2005_hyundai_tucson_Used_1.jpg)
AutoRecord Available
$8,499
184,700 kmDRIVE AWAY
2005 Hyundai Tucson Elite
Dealer: Used
Altona North, VIC • 130km
2005 Hyundai Tucson Elite
184,700km
Dealer: Used
Automatic
Altona North, VIC
(130km from Northern)
(130km from Northern)
All Wheel Drive
Wagon
See all details
*** LOCATED IN MEL'S WEST 5 MINUTES OFF THE WEST GATE BRIDGE ***
Great looking MY05 Hyundai Tucson with full service history, heaps of rego and comes with all on road costs!!
Features Include: automatic, power steering, air con, dual front airbags, side airbags, ABS brakes,...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-28/22544296212271/13866095/2023_hyundai_palisade_Used_1.jpg)
Contactless Buying
$67,950
12,143 kmDRIVE AWAY
2023 Hyundai Palisade Elite (7 Seat)
Dealer: Used
Elsternwick, VIC • 142km
2023 Hyundai Palisade Elite (7 Seat) LX2.V3 MY23
12,143km
Dealer: Used
Automatic
Elsternwick, VIC
(142km from Northern)
(142km from Northern)
All Wheel Drive
Wagon
See all details
**MASSIVE RENOVATION SALE NOW ON!**
**NOW ONLY - $67,950 DRIVE AWAY!**
**2023 PALISADE ELITE TURBO DIESEL AWD 7 SEATER**
WE WON'T BE BEATEN ON QUALITY OR PRICE!
ONLY AT OUR MASSIVE CLEARANCE CENTRE - ONLY 10 MINS FROM THE CBD.
ALL TRADE-INS ACCEPTED.
#WE HAVE 'EASY' NO DE...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-24/03203944481271/13860774/2016_hyundai_santa_fe_Used_1.jpg)
AutoRecord Available
$21,490
121,240 kmExcl. Gov. Charges
2016 Hyundai Santa FE Elite Crdi (4X4)
Dealer: Used
Laverton North, VIC • 129km
2016 Hyundai Santa FE Elite Crdi (4X4) DM SER II (DM3) Update
121,240km
Dealer: Used
Automatic
Laverton North, VIC
(129km from Northern)
(129km from Northern)
All Wheel Drive
Wagon
See all details
'Best rate promise for your car loan' Buy with confidence that you are receiving the lowest interest rates for your purchase.
If you find a cheaper rate, let us know and we will beat it. If we can't, we will contribute $300 towards your purchase*Please quote Stock...
![](https://autotraderau-res.cloudinary.com/t_listing_grid_c/inventory/2024-07-27/27297461602271/13860262/2021_hyundai_tucson_Used_1.jpg)
Contactless Buying
$38,777$38,888
58,534 kmDRIVE AWAY
2021 Hyundai Tucson Highlander (awd)
Dealer: Used
HEIDELBERG, VIC • 132km
2021 Hyundai Tucson Highlander (awd) NX4.V1 MY22
58,534km
Dealer: Used
Automatic
HEIDELBERG, VIC
(132km from Northern)
(132km from Northern)
All Wheel Drive
Wagon
See all details
TOYOTA FINANCE AVAILABLE
SUN ROOF
LEATHER INTERIOR
ONE OWNER
APPLE CARPLAY
NEW CAR WARRANTY
BLIND SPOT SENSOR
REVERSE CAMERA
CRUISE CONTROL
BLUETOOTH SYSTEM
PUSH BUTTON START
Speak with Krissy or Tyler about your own personalised interest rate, based on your own credit profile,...